For fintechs & neobanks

Launch financial products in months, not years.

Ledger, multi-currency accounts, card issuance, and compliance on one regulated stack. Build the product. We handle the rails, the banks, and the regulators.

Reserves ratio

103.4%

Last reconciled

14:08 UTC

24h flow

$18.2M

Custodial Accounts

4 partners · 12 currencies
BC

Brale Custody

Primary USD stablecoin custody

****4521USDC $8.2MUSDT

$12,450,000

+$234,000 today

BG

Bridge Global

Multi-currency nostro accounts

****7856USDC $5.1MEUR €2.8M

$8,240,000

-$6,534,000 today

UB

USIO Banking

US ACH & wire operations

****7876USD $2.8M

$2,180,000

+$4,465,000 today

NB

Neema Bank

African corridors & local currencies

****4663NGN ₦825MKES

$1,265,000

No change

Built for production from day one.

Double-entry ledger

Real-time, immutable, multi-currency. Every cent reconciled — your books always balance.

Custodial & nostro accounts

Aggregated balances across Brale, Bridge, USIO, and local banking partners — one API.

Card issuance

Virtual and physical cards in 30+ markets. Spend controls, BIN sponsorship, and 3DS included.

Embedded compliance

KYC, KYB, sanctions, transaction monitoring, and SAR filing — managed for you.

Multi-currency accounts

Local IBANs, account numbers, and routing in USD, EUR, GBP, NGN, KES, and 30+ more.

Programmable money

Webhooks, scheduled transfers, sweeps, and rules engine for product-led money movement.

Telecom + digital-asset rails

Through our Cuentas partnership: mobile top-ups, creator payouts on World Mobile Media, and WMTX on/off-ramp — all via the same API.

Launch a regulated digital bank in months. Nitro is the operating system underneath.

Card issuance

Virtual and metal cards, issued in minutes.

Issue branded cards in 30+ markets through our BIN sponsors. Spend controls, FX, 3DS, and dispute handling included.

  • Apple Pay / Google Pay provisioning
  • Per-card velocity, MCC, and geo controls
  • Real-time authorization webhooks

Virtual · Multi-currency

4242 •••• •••• 8819

VALID 06/30Nitro

Physical · Metal

5318 •••• •••• 4407

VALID 09/29Nitro

Issued

184K

Active

172K

Spend MTD

$22.4M

Ledger

A real double-entry ledger, not a spreadsheet.

Every movement of value is two entries, recorded immutably with sub-second consistency. Reconcile to the bank, the chain, and your books in real time.

  • Sub-millisecond consistency, ACID guarantees
  • Multi-currency without rounding drift
  • Built-in reconciliation against partner banks

Double-entry ledger stream

Balanced
14:08:21DR · cash.usd.brale+$12,400.00
14:08:21CR · liab.users.payouts-$12,400.00
14:08:19DR · fees.fx.spread+$48.20
14:08:19CR · cash.usd.brale-$48.20
14:08:14DR · cash.eur.bridge+€8,200.00
14:08:14CR · liab.users.eur-€8,200.00

Compliance

KYC, KYB, and AML on autopilot.

Industry-leading onboarding conversion with embedded ID verification, document capture, sanctions screening, and ongoing monitoring.

  • Median time-to-approve: 3m 12s
  • Sanctions + PEP screening (refreshed hourly)
  • SAR / STR filings and case management

KYC / KYB funnel · last 30 days

Started100%
ID verified94%
Address verified88%
Sanctions clear85%
Approved82%
Median time-to-approve3m 12s