Nitro×Cuentas.
Moneymeetsmobility.
The payment, treasury, and compliance layer powering Cuentas, Inc. — connecting mobile, media, and digital assets across the World Mobile network.
40+
Markets live
180ms
Top-up settlement p50
$0
Hidden FX markup
4
Cuentas brands powered
What we're building together
Three pillars. One wallet underneath.
Mobile, media, and digital assets — unified on a single regulated stack.
World Mobile USA · Bitcoin Mobile
Top-ups, eSIM activations, and airtime — settled instantly.
- NitroTag pay-by-link for plan top-ups
- eSIM activation backed by stored value
- Multi-currency wallet for global SIM holders
World Mobile Media
Creator payouts and audience tipping, borderless.
- Programmable revenue splits
- Per-stream tipping via NitroTag
- Local-rail payouts in 40+ markets
WMTX · World Mobile Token
On-ramp, off-ramp, and treasury for WMTX holders.
- Fiat ↔ WMTX conversion at mid-market
- Segregated custody with audit trail
- Programmable rewards for network participation
What Cuentas would spend two years building — we already shipped.
Every primitive below is live in the Nitro stack — wired to the ledger, the card platform, the compliance pipeline, and the partner console. Plug Cuentas brands in. Skip the rebuild.
Money movement
Global Send
150+ corridors · mid-market FX · double-entry ledger
NitroTag pay-by-link
Branded $tags · QR · short URLs · attribution
Local rails
SEPA · ACH · FedNow · PIX · FPS · M-PESA · UPI
Payment links + invoices
Hosted checkout · webhooks · org-scoped
Cards & spend
Nitro Card (virtual + metal)
Apple Pay / Google Pay provisioning · BIN-sponsorable
BTC Cashback engine
2% sats on card · co-branded attribution · auto-payouts
Savings (4.50% APY)
Goals · auto-sweeps · partner-brandable
Perks marketplace
Apple · Marriott · Uber · Delta · 40+ partners pre-wired
Digital assets
WMTX on/off-ramp
Fiat ↔ token · segregated custody · audit trail
Bitcoin (Lightning + on-chain)
Withdrawals · self-custody export · live FX rates
Cardano (ADA)
Native asset support · stake-pool aware
Avalanche (AVAX)
C-Chain rails · sub-second settlement
Compliance & identity
KYC / AML pipeline
Case-managed reviews · audit_events log
CLEAR + ID.me
One-tap re-verification at sign-up & withdraw
Tax 1099 + cost basis
Per-asset cost tracking · year-end exports
Disputes & chargebacks
Wizard · evidence vault · resolver workflow
Business & developer
Org accounts + Treasury
Multi-seat · roles · transfer wizard · sweeps
Signed public API (/v1)
HMAC webhooks · idempotency · per-key scopes
Admin console
Waitlist · partners · disputes · KYC · ledgers · CRUD
Notifications + email infra
notify.nitrowallet.com · queue · unsubscribe
Money management (consumer)
Net Worth + Bills + Subscriptions
Aggregation · renewal alerts · CSV/PDF export
AI Bill Negotiator
Round-tracked negotiations · proof-of-savings
Budget planner + Credit insights
Utilization panel · category targets
Smart Pay + Membership tiers
Routing engine · Free / Plus / Premium
Zero rebuild required. Cuentas owns the issuer. Nitro is the operating system.
Brand × Capability
Every Cuentas brand, mapped to live Nitro features.
MVNO · Mobile
World Mobile USA
Wired & ready- NitroTag top-up checkout
- eSIM-ready wallet provisioning
- Plan auto-pay via Nitro Card
- Multi-currency stored value
Bitcoin-native carrier
Bitcoin Mobile
Wired & ready- Affiliate + Wholesale partner engine (up to 20%)
- BTC payouts (Lightning + on-chain)
- 2% BTC Back on card spend
- 24-month attribution · audit log
Creator economy
World Mobile Media
Wired & ready- Programmable revenue splits
- Per-stream tipping via $tags
- Local-rail payouts in 40+ markets
- 1099 + cost-basis exports
Digital asset
WMTX / World Mobile Token
Wired & ready- Fiat ↔ WMTX on/off-ramp
- Segregated custody with audit trail
- Programmable network rewards
- Treasury view + sweeps
From a SIM activation in Lagos to a WMTX redemption in Singapore — one ledger sees it all.
Nitro routes Cuentas transactions across SEPA, ACH, PIX, FedNow, FPS, and local mobile money rails — settled to a single multi-currency treasury.
EU
SEPA
US
ACH · FedNow
BR
PIX
UK
FPS
KE
M-PESA
IN
UPI
Integration roadmap
Shipping in phases, together.
A joint engineering plan with Cuentas' product, telecom, and digital-asset teams — running on Nitro's regulated payment stack.
Phase 01
NitroTag for mobile top-ups
Pay-by-link checkout for World Mobile USA and Bitcoin Mobile plan refills, settling to Cuentas' treasury account on Nitro.
Phase 02
Creator payouts on World Mobile Media
Programmable revenue splits and instant payouts to creators across 40+ markets via local rails.
Phase 03
WMTX on-ramp / off-ramp
Fiat ↔ WMTX conversion, custody, and treasury — embedded inside the Cuentas experience.
Phase 04
Unified subscriber wallet
A single Nitro-powered wallet behind every Cuentas product — mobile minutes, media, and digital assets in one balance.
Build · don't buy
Own the stack. Skip the acquisition.
A side-by-side of what Cuentas would inherit through an acquisition versus what's already operating inside Nitro Wallet.
Partner FAQ
The details, up front.
Who is Cuentas?
Cuentas, Inc. (Nasdaq: CUEN) unites mobile, digital assets, and media — with mobile as the gateway — powered by World Mobile's global network.
What does Nitro provide?
Regulated payment rails, multi-currency treasury, segregated custody, KYC/AML, card issuance, and the NitroTag pay-by-link surface used across Cuentas products.
Which Cuentas brands are in scope?
World Mobile USA (MVNO), Bitcoin Mobile, World Mobile Media, and WMTX / World Mobile Token.
Can I build on top of the same rails?
Yes. Every capability powering Cuentas is available through the Nitro API — see the Cuentas / World Mobile section of the developer reference.
Build with Nitro × Cuentas
One platform behind the world's most connected network.
Cuentas, World Mobile, Bitcoin Mobile, World Mobile Media, and WMTX are trademarks of their respective owners.