For marketplaces & platforms

Multi-party money movement, orchestrated.

Power buyer pay-ins, seller payouts, platform fees, and multi-party splits from a single ledger. Automated reconciliation, seller verification, and tax reporting — built for marketplaces, gig platforms, and creator economies.

Payments

All transactions

Live
INV-99214Sarah Khan
$1,500.00Paid
INV-99213David Lee
$420.00Paid
INV-99212Upwork Pro
$3,350.00Split
INV-99211Meta Ads
-$562.00Refund
INV-99210Olivia Smith
$452.00Paid

Payment Summary

Send Amount$1,500.00
Exchange rate1,313.50
Transfer fee$2.99
Priority fee$0.00
Total$1,502.99
Recipient gets₦1,970,250.00

Multi-party split

Atomic
Seller92%
Platform6%
Tax (1099)2%

Secure Transfer

Bank-grade encryption with built-in regulatory compliance.

Built for production from day one.

Pay-ins, payouts, splits

Atomic multi-party fund flows. Define splits and commissions per transaction with full audit trail.

Connected accounts

Onboard sellers with hosted KYC/KYB. Hold funds in segregated sub-ledgers per seller.

Automated commissions

Take rates, tiered fees, promotional rebates — applied at settlement, not in a spreadsheet.

Tax reporting (1099/1042-S)

Generate, distribute, and file U.S. information returns for your sellers automatically.

Marketplace-aware compliance

Seller risk scoring, transaction monitoring, and sanctions screening tuned for multi-sided networks.

Programmatic refunds & disputes

Pull funds back from sellers, route chargebacks, and reconcile across parties without manual work.

See how marketplaces use Nitro Wallet to settle thousands of sellers a day — without a back-office army.

Buyer experience

Drop-in checkout that converts in every market.

One embed handles 40+ countries, local rails (PIX, SEPA, FPS, ACH), and local payment methods — with localized currency, language, and tax handling out of the box.

  • Hosted, embed, or fully headless
  • Apple Pay, Google Pay, bank transfer, BNPL
  • Smart routing chooses the cheapest rail per txn
N

Nitro Checkout

Secure payment

Country

🇳🇬 Nigeria

Amount

₦433,794.47NGN

Card number

1234 5678 9012 3456

Expiry

MM / YY

CVV

•••

Seller payouts

Pay every seller on time, every cycle.

Schedule weekly, instant, or on-demand payouts. Hold funds per seller with KYC-gated release. Reconcile to the cent automatically.

  • Instant payout to debit card or wallet
  • Per-seller hold + release rules
  • Automated payout retry & failure routing

Seller payout schedule

Weekly · Tue
SMTWTFS12345678910111213141516171819202122232425262728

Next payout

Tue · 4,812 sellers

$2,184,302

Tax & compliance

1099, 1042-S, and EU VAT — filed for you.

We collect TINs, calculate thresholds, generate filings, and distribute statements to sellers. Marketplace-aware compliance baked in.

  • 1099-K, 1099-NEC, 1042-S, EU VAT-OSS
  • Seller TIN collection & validation (TIN matching)
  • State-by-state thresholds tracked automatically

Tax reports · auto-generated

1099

1099-K_2026Q2.pdf

1,284 sellers · 8.4 MB

Download
1042

1042-S_2026Q2.pdf

318 sellers · 2.1 MB

Download
EU

EU_VAT_OSS.xml

42 EU sellers · 412 KB

Download