Every account. Every bill.
Every dollar.
One app.
Link every bank, card, loan and brokerage. We auto-find recurring charges, negotiate your cable and phone bills, build smart budgets, watch your credit, and track your net worth daily — all inside the wallet you already spend from.
The full Rocket Money lineup. All baked in.
Aggregation, subscriptions, negotiation, budgets, savings, net worth, credit, cashflow — plus 2% BTC back, Smart Pay, and Nitro Perks stacked on top.
Rocket Money in your wallet. Not a separate app.
Rocket Money is $4–12/mo for the same features. Nitro bundles money management into Nitro Black — alongside Smart Pay, Perks, and 2% BTC back.
Every Nitro Card swipe still earns 2% in Bitcoin. We're the only money app where lowering your bills also stacks crypto rewards.
When we lower a bill, the savings can auto-sweep into a 4.50% APY savings goal. Most apps stop at 'we lowered it.' We make the money work.
Free vs Nitro Black — built for every money mover.
Start free with aggregation, basic budgets, net worth, and round-ups. Upgrade to Black for unlimited accounts, concierge cancels, bill negotiation, credit monitoring, and cashflow forecasts.
Cancel anytime — unused months prorate back to your wallet. No credit pull.